The Health Insurance Portability And Accountability Act (HIPAA) was signed into law in the year 1996, by President Bill Clinton. It is a legislation which provides security provisions and data privacy, in order to keep patients’ medical information safe. The act contains five titles, or sections, in total:
- HIPAA Title I aims to protect coverage of health insurance for those who have changed or lost their jobs. It prevents group health plans from refusing to cover individuals who have pre-existing diseases or conditions, and prohibits them from setting limits for lifetime coverage.
- HIPAA Title II aims to direct the United States Department Of Human Services and Health in order to standardize the processing of electronic healthcare transactions nation-wide. It requires the organizations to implement safe electronic access to the patients’ health data, remaining in compliance with the privacy regulations which were set by the HHS.
- HIPAA Title III is related to provisions which are tax-related, as well as general medical care guidelines.
- HIPAA Title IV defines a further reform in health insurance, including provisions for those who have pre-existing diseases or conditions, and individuals who are seeking continued coverage.
- HIPAA Title V includes provisions associated with company-owned insurance, and treatment of those who lost their citizenship for income tax reasons.