What Is HIPAA And What Does It Regulate?May 26, 2018 in
What Is HIPAA And What Does It Regulate?
The Health Insurance Portbility And Accountability Act (HIPAA) was signed into law in the year 1996, by President Bill Clinton. It is a legislation which provides security provisions and data privacy, in order to keep patients’ medical information safe. The act contains five titles, or sections, in total:
- HIPAA Title I aims to protect coverage of health insurance for those who have changed or lost their jobs. It prevents group health plans from refusing to cover individuals who have pre-existing diseases or conditions, and prohibits them from setting limits for lifetime coverage.
- HIPAA Title II aims to direct the United States Department Of Human Services and Health in order to standardize the processing of electronic healthcare transactions nation-wide. It requires the organizations to implement safe electronic access to the patients’ health data, remaining in compliance with the privacy regulations which were set by the HHS.
- HIPAA Title III is related to provisions which are tax-related, as well as general medical care guidelines.
- HIPAA Title IV defines a further reform in health insurance, including provisions for those who have pre-existing diseases or conditions, and individuals who are seeking continued coverage.
- HIPAA Title V includes provisions associated with company-owned insurance, and treatment of those who lost their citizenship for income tax reasons.